I don't have enough savings in my 401K to have a golf-course retirement. Not that I'd want that, but there's not even enough for a single room hotel retirement. Mine will be an off-course retirement.
Recently when I opened up my statement and there was barely anything in there, thanks to the meltdown that now I'm bailing out (something wrong with this picture), I knew that there never would be. The system is rigged.
So now it's time to start making alternative plans. I'm going to be very poor late in life, but I know it doesn't have to be bad because I've hiked the trail. Nature is beautiful. I can live there half the year and somewhere very cheap the other half.
It'll work out.